Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. IRA Distribution Before Age 59 1/2 Calculator This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA. Flexible Spending Account Calculator This calculator shows the effect a Flexible Spending account will have on your net pay. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Loan Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Minimum IRA Distribution Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.